Untitled

A Country with no credit:

As a result, the average Scot owes £6,598 on credit cards and loans. This is up £1,649 since April. The study worryingly displayed that Scots are also the least likely in the UK to share their debt troubles, opting to keep their financial secret a struggle, with 79% not telling their partners.

The survey also revealed that 64% of Scots do not have an effective ‘pay back plan’ to clear their debts.

Scotland has the third highest average level of credit card debt in Great Britain, after the east of England on £6,608 and the north-west on £7,417. Oh dear.